Breast Reduction Surgery

Finance, Insurance & the NHS

Simon Harby

by Simon Harby

Published: September 21st, 2020

At Medbelle, we believe in complete transparency regarding finances and payment. We will never surprise you with hidden fees or extra costs. We also offer a range of flexible financing options which put you, the patient first. Whether you are looking to self-pay or to fund your breast reduction surgery through payment plans, we are here to help you find the most simple and affordable journey towards the highest-quality healthcare.

What are my finance options for breast reduction surgery?

Breast reduction surgery is available to Medbelle patients who either intend on self-paying or through a Medbelle payment plan.

Self-paying patients include those willing to pay with their savings or those who seek financial plans from external providers or banks. We also offer a Medbelle financing option available for patients interested in paying in monthly instalments for their procedure.

Medbelle financing can be paid back over the course of up to 5 years on a monthly basis. You are welcome to make additional payments as and when you like.

To be eligible for Medbelle finance, you need to be:

  • Over 21 years of age
  • Working a minimum of 16 hours a week
  • Living in the UK for the past 3 years

If you fit this description, you can find out more about your eligibility for Medbelle finance by scheduling a call with a patient care adviser today.

Is breast reduction surgery covered by my insurance?

No, unfortunately, private insurance will not cover breast reduction surgery with Medbelle, nor will it cover any of our other cosmetic procedures. We do offer options for financing breast reduction surgery. You can self-pay or you can apply for Medbelle financing.

Can I have breast reduction surgery on the NHS?

There is a chance that the NHS will cover breast reduction surgery but it can be quite difficult to be deemed eligible. It may be possible if the need for surgery is due to health reasons. You will have to find alternative options and look to the private sphere if your motivations for surgery are cosmetic or if, for whatever reason, you are deemed ineligible for breast reduction surgery on the NHS. The decision about your eligibility to NHS-covered is reached by your local Clinical Commissioning Group.

You may be considered for a breast reduction procedure with the NHS if you have some of the following problems as a result of having very large breasts:

  • Chronic back, neck or shoulder pain
  • Reduced mobility, restricted movement or inability to exercise
  • Skin irritation or rashes under your breasts
  • Psychological distress, low self-esteem and poor self-image

If you are experiencing any of these problems, you should speak to your GP. They may inform you that there is a chance you may be eligible for breast reduction surgery on the NHS, but there is also a chance this will leave you with less flexibility or no choice of surgeon.

For more advice on financial planning and funding breast reduction surgery or more information about any of the issues raised on this page, contact a Patient Care adviser today